Loyalty Bonus and Registered Shares

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EN

BECOME A REGISTERED SHAREHOLDER AND RECEIVE A +10% LOYALTY BONUS

Did you know that if you register your shares before the end of 2017, L’Oréal will offer you a preferential dividend of +10%(1) from 2020?

Prime de fidélité

WHAT ARE REGISTERED SHARES?

Holding registered shares means that your shares are registered in your name, making it easier for you to receive information from L’Oréal.

HOW TO CHOOSE THE METHOD OF HOLDING YOUR SHARES?

New financial advantages

Bearer Direclty registered Managed registered
A preferential dividend
No custody fees
The benefits of your PEA (share savings plan)

More services

Receive your notice to attend the Annual General Meeting directly
A dedicated website to manage your L'Oréal shares in real time
The same financial contact person
A global vision of your portfolio (management, tax)

Closer links

Automatically receive your shareholder publications at your home address
Your invitations to our shareholder meetings in your region
A dedicated shareholder line at your disposal

HOW TO REGISTER OR TRANSFER YOUR SHARES TO REGISTERED FORM?

Regardless of your current situation, the registration of shares or conversion to registered shares takes place in 2 steps!

STEP 1 STEP 2
You currently hold bearer shares of L’Oréal and you wish to convert them to managed registered shares… Send your financial institution a request to register your shares to managed registered shares(2). Your financial institution will send your registration form to BNP Paribas Securities Services and will continue to manage your account.
You currently hold bearer shares or managed registered shares of L’Oréal and you wish to transfer them to directly registered shares… Send your financial institution a request to transfer your shares to directly registered shares. Your financial institution will transfer your shares to BNP Paribas Securities Services which will become your unique point of contact.
You are not yet a L’Oréal shareholder and you wish to purchase directly registered shares… Send BNP Paribas Securities Services an agreement for account opening and stock market services (COCPB in French).

To be sent to: BNP Paribas Securities Services C.T.S. Émetteurs - Service Mouvements Titres
Grands Moulins de Pantin
9 rue du Débarcadère
93761 PANTIN CEDEX - FRANCE

or request it on the following number:
+33 1 40 14 80 50 from outside France
BNP Paribas Securities Services will be your unique point of contact.

Forms

TO TRANSFER YOUR SHARES TO REGISTERED SHARES

Download the order form to register managed registered shares or to convert to directly registered shares

TO PURCHASE L'ORÉAL SHARES

Download the contract for stock market services (COCPB in French)

TO CONFIRM A TRADE ORDER PLACED BY TELEPHONE

Download the confirmation form in French (to be sent within 48 hours)

PRACTICAL QUESTIONS

If I register my shares, can I sell them as easily?

Yes, your registered shares can be disposed of at any time, just like bearer shares. You retain complete freedom to the manage your shares.

How are registered shares taxed?

Registering your shares has no fiscal impact. The tax regime for registered shares is the same as for bearer shares. If you hold L’Oréal shares in a PEA (share savings plan) and wish to benefit from the advantages of registered shares, then managed registered shares are for you.

Will transferring my L’Oréal shares to registered form cost me anything and how can I be reimbursed?

Some financial institutions may charge you for transferring shares to directly registered form and we recommend that you ask your bank for information. We remind you that L’Oréal will reimburse you any transfer costs for directly registered shares up to a maximum of 50 euros.

You simply have to send your request for reimbursement, together with proof of your transfer costs, and full bank details, to the following address:
Service Actionnaires de L’Oréal
BNP Paribas Securities Services
C.T.S. Emetteurs
Service Mouvement Titres
Grands Moulins de Pantin
9 rue du débarcadère
93761 PANTIN CEDEX
FRANCE

How much has L'Oréal negotiated brokerage costs at for directly registered shares?

L'Oréal has negociated very competitive brokerage costs for you.

- Preferential brokerage rate of 0.15% excluding tax, with a minimum of 6.10 euros excluding tax.

- Bank commission of 7.62 euros excluding tax.

How long does it take to transfer my shares to registered form?

Times vary depending on the financial institution. Do not forget that, to qualify for the preferential dividend as of 2020, your shares must be registered in direct or managed form no later than December 31, 2017. To make sure that this is the case, we recommend that you transmit your order for registration by December 10, 2017 at the latest.

What do the bonus codes, which my L’Oréal shares appear under on my securities account statement mean?

The introduction of the preferential dividend has made it necessary to create specific ISIN codes. These codes make it possible to determine each year whether the shares concerned will give the right to an ordinary dividend or a preferential dividend.

Trading Code:

  • FR0000120321
    The L’Oréal share is listed and traded under ISIN code FR0000120321.
    L’Oréal shares which have been registered during the current year and which will benefit from the loyalty bonus after 2 full calendar years are identified by this code.

Bonus Codes:

  • FR0011149590
    L’Oréal shares which were registered prior to December 31, 2011 and which already benefit from the loyalty bonus are identified by this code.

  • FR0011356229
    L’Oréal shares which were registered in 2012 and which will benefit from the loyalty bonus in 2015 are identified by this code.

  • FR0011636133
    L’Oréal shares which were registered in 2013 and which will benefit from the loyalty bonus in 2016 are identified by this code.

  • FR0012332245
    L’Oréal shares which were registered in 2014 and which will benefit from the preferential dividend in 2017 are identified by this code.

Only the FR0000120321 is a trading code.
If you want to sell shares with the bonus codes FR0011149590, FR0011356229, FR0011636133, FR0012332245, your financial institution will deal with modifying this code in order to execute your order.

IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT US!

A dedicated shareholder line is available on 0 800 66 66 66 from France or +33 1 40 14 80 50 from outside France.

SHAREHOLDERS’ VIEWS

Shareholder Views: Why did you choose registered shares?

(1) Up to a maximum of 0.5% of the capital for the same shareholder, at the closing date of the last fiscal year.
(2) You will have to repeat this step when purchasing new shares.